Does Your Home Contractor have a Certification of Insurance?

Working with General Contractors

The best way to minimize your renovation risk is to hire a reputable general contractor for the job.  As part of the bidding process, ask the general contractor to provide a "Certification of Insurance" and/or...

Read More →

Hurricane Joaquin Emergency Claims Numbers


With the possibility of Hurricane Joaquin hitting the East Coast, it's a good reminder to think about disaster preparedness no matter where you live. Did you know that flooding is the #1 natural disaster in the United States?...

Read More →

New Jersey Emergency Restoration Companies

Every second counts when it comes to an emergency restoration of your home or business. This realization was a painful one for the tri-state area during Super Storm Sandy. That being said a new hurricane is forming and may make land fall in our...

Read More →

Millennial Misconceptions of Insurance: Your First Home

There is a short list of goals that make up what is known as the “American Dream.” Within these goals one is particularly important to demonstrate your success, buying your first home. So what happens when that dream home, condominium, or town...

Read More →

What Is Coinsurance?


Coinsurance provisions found in property policies require the insured to purchase and maintain a minimum percentage of the structures total insurable value. Policies lacking adequate limits of coverage at the time of a loss are subject to a...

Read More →

Why Do I Need Insurance?

I was traveling to work and heard on the radio that the reason for the bumper to bumper traffic on 287 was a fatal auto accident where a man was killed. I can’t count the number of times I have heard similar reports on my morning commute. The...

Read More →

Expecting the Unexpected - Natural Disasters

Are you ready for that isolated event or unexpected natural disaster that could cause a serious disruption in your business?

While all disasters pose a serious threat, sometimes it's the ones we least expect that cause the most damage.


Read More →

NJ Home Improvement Contractor Consumer Law

New Jersey Home Improvement Contractor Consumer Law Registration Requirements

Read More →

Jason Pierre-Paul's Fireworks Injury and You

Fans of the NY Giants were surprised to hear this past weekend defensive end Jason Pierre-Paul suffered injuries from playing with fireworks. Reports are now coming in stating that the injuries were not as severe as originally thought. But it...

Read More →

Fireworks Safety Infographic

This Infographic about Fireworks Safety is courtesy of the US Consumer Product Safety Commission

Read More →