Flood Insurance What Does it Cover?

Contrary to popular perception A standard homeowners policy does not cover damages from flooding. A separate flood policy is needed to cover losses to your property caused by flooding, which provides coverage for things such as:

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5 Common Sources of Directors & Officers Liability

In today’s business climate of corporate transparency and accountability, an organization’s officers and directors face a myriad of employment-related exposures. Regardless of your company’s size or mission, the legal costs associated with a...

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5 Ideas To Keep Your Valentines Day Gift of Jewelry Safe

Buying jewelry for your loved one for Valentine’s Day? Maybe you are proposing or just want to buy a nice gift?  There are some common sense tips to think about to protect this big ticket item

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Who pay my medical bills if I'm a passenger in an Uber Car?

Note: This is the final installment of a 4 part series regarding the insurance coverage gaps for Uber and Lyft drivers.

The popularity of Uber and Lyft has created a lot of phone calls and emails to our office inquiring about coverage. It’s...

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Uber Insurance Problem - Part 3 - The Parent Trap

So your son comes to you one day and says “Dad, I have this great idea! I’m going to use your car to Uber people around town.”  While you know that Uber is not a verb, should you be concerned about your car being used to drive people around...

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Things You Can Be Sued For: Your Super Bowl Party

 

Super Bowl Weekend is upon us!  It’s also one of the biggest events where more people drink and drive than any other time of the year.  If you are having a party at your house or apartment and you are serving alcoholic beverages here is some...

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Uber Insurance Problems - Part 2 - Uncovered Medical Bills

In my previous post I talked about how personal auto policies in New Jersey are excluding coverage for people providing services like Uber and Lyft. I also explained the limited insurance cover that Uber and Lyft provide.  The Uber insurance...

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Uber Insurance Problem - Part 1 - You don't have the coverage you think you have

What if I promise you a job that can pay up to $35 an hour and you can determine what hours you want to work? Would you do it?  Many New Jersey car owners have heard this message from companies like Uber and Lyft and have started to use their own...

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Risk & Coverage Tip: Damage to Leased Premises

 

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A Barking Christmas Present - Buying a Dog For Christmas

So you are thinking about buying a dog for a Christmas gift. I’m sure your kids are going to be ecstatic and promise to take care of him, which means you will be taking the dog for a walk every day, feeding him, and cleaning up after his...

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